Products & Services
First State Bank of Brownsboro has opted out of Participating in the Transaction Account Guarantee Program
Basic Checking
$100.00 minimum to open
$.15 per check paid fee in excess of 30 during a monthly statement cycle
Now Account
$1,000.00 minimum to open
Monthly maintenance fee of $10.00 if balance falls below $1,000.00
$.15 per check paid fee during a statement cycle in excess of 15 if balance falls below $1,000.00
Interest bearing
Minimum balance of $1,000.00 required to obtain the disclosed annual percent yield
Daily balance method used to calculate interest
Super Now Account
$1,000.00 minimum to open
Monthly maintenance fee of $10.00 if balance falls below $1,000.00
$.20 per check paid fee in excess of 6 if balance falls below $2,500.00
$.20 per check paid fee in excess of 15 if balance is at least $2,500.00 but falls below $5,000.00
$.20 per check paid fee in excess of 30 if balance is at least $5,000.00 but falls below $10,000.00
$.20 per check paid fee in excess of 60 if balance is $10,000 or more.
Interest bearing
Minimum balance of $1,000.00 required to obtain the disclosed annual percent yield
Daily balance method used to calculate interest
Money Market
$2,500.00 minimum to open
Monthly maintenance fee of $10.00 if balance falls below $2,500
$5.00 per debit transaction (check paid, withdrawal, automatic transfer, or payment out of this account) in excess of 6
Interest Bearing
Minimum balance of $2,500.00 required to obtain the disclosed annual percent yield
Daily balance method used to calculate interest
Star Money Market
$10,000.00 minimum to open
Monthly maintenance fee of $20.00 if balance falls below $10,000.00
$5.00 per debit transaction (check paid, withdrawal, automatic transfer, or payment out of this account) in excess of 6
Interest bearing
Rates based on account balance tiers as shown below:
$10,000.00 - $24,999.99
$25,000.00 - $49,999.99
$50,000.00 - $99,999.99
$100,000.00 and above
Minimum balance of $10,000.00 required to obtain the disclosed annual percent yield.
Daily balance method used to calculate interest.
Savings
$100.00 minimum to open
Monthly maintenance fee of $4.00 if balance falls below $100.00
$2.00 per debit transaction (check paid, withdrawal, automatic transfer, or payment out of this account) in excess of 1 during a month.
Interest Bearing
Daily balance method used to calculate interest
Interest will be compounded and credited to you account each quarter
Business Checking
$200.00 minimum to open
Monthly maintenance fee of $10.00 if balance falls below $1,500.00
$.15 per check paid fee in excess of 20 during a monthly statement cycle. This fee will not apply if you maintain a $1,500.00 minimum daily balance.
Business Checking Sweep
$200.00 minimum to open
Monthly maintenance fee of $20.00
Senior Checking
$100.00 minimum to open
No minimum balance required
Certificates of Deposit / Individual Retirement Accounts
$1,000.00 minimum to open
CD’s and IRA’s are available in a wide range of terms
Services
ATM / Debit Cards
Visa / Mastercard Credit Cards
Cashiers Checks
Money Orders
Wire Transfer Funds
Direct Deposit
Safe Deposit Boxes
Notary Service
Fax Service